How to pay Philhealth contribution using Maya or Gcash online? 2026

 How to pay Philhealth contribution using Maya online? 2026

 

 1. GENERATE YOUR SPA

To generate your PhilHealth Statement of Premium Account (SPA), use the official PhilHealth SPA Generator portal or log into your account via the PhilHealth Member Portal. Under the strict "No SPA, No Payment" policy, self-paying and voluntary members must complete this process before sending any payment. [1, 2]

The correct steps depend on your specific PhilHealth membership type:

For Self-Paying & Voluntary Members (The Quickest Method)

You can instantly generate your billing statement without logging into a full account by using the dedicated public generator tool: [1]

1. Go directly to the PhilHealth SPA Generator Portal.
2. Click Accept on the terms and conditions and data privacy consent screen.
3. Input your 12-digit PhilHealth Identification Number (PIN) and your correct full name.
4. Select your payment period (the specific current or upcoming months you wish to pay for).
5. Click Generate SPA.
6. Download, print, or screenshot the QR-coded SPA document. This screen displays the exact premium amount and the transaction reference number needed for Maya. [1, 2, 3, 4, 5, 6]

For Members Using the PhilHealth Member Portal

If you prefer to see your full contribution history while generating your billing statement:

1. Access the PhilHealth Member Portal and sign in using your credentials.
2. From the main dashboard menu, click on Payment Management.
3. Select the option labeled Generate SPA.
4. Verify your declared monthly income (the system automatically calculates your premium based on this figure).
5. Choose your target payment timeline and finalize the document to view your reference codes. [1, 2]

For Corporate & Private Employers

If you are an HR representative or business owner paying for your employees, you must use a separate system:

1. Log into your company profile through the Electronic Premium Remittance System (EPRS).
2. Navigate to your Premium Management module.
3. Click Generate PEPRL to compile your active employee roster for the month.
4. Once the roster is verified, click Generate SPA to lock in your company's payment reference codes. [1, 2]

2. PAY the Philhealth SPA in Maya app

 

Method 1: Directly via the Maya App (Fastest)

Paying directly through Maya's bills payment portal allows you to secure your transaction in just a few taps: [1, 2]

1. Open your Maya app and tap Bills on the homepage.
2. Select Government from the list of categories, then choose PhilHealth.
3. Input your SPA Number into the Payment Reference Number (PRN/SPA) field.
4. Enter your 12-digit PhilHealth Identification Number (PIN) and the exact payment amount matching your SPA.
5. Review your information carefully and tap Confirm.
6. Save your digital receipt or wait for Maya's transaction SMS confirmation. [1, 3, 4, 5, 6] 

===

or you can pay via GCASH 

  2. Pay in Gcash 

how to pay Philhealth in Gcash?

You can pay your PhilHealth contributions using GCash through two methods: directly via the GCash app's Bills Payment feature or via the PhilHealth Member Portal using MYEG. [1, 2, 3]

Because PhilHealth enforces a strict "No SPA, No Payment" policy for self-paying and voluntary members, make sure you have generated your active Statement of Premium Account (SPA) before starting. [1, 2]

Method 1: Directly via the GCash App [1]

This method lets you pay your premium straight from your wallet interface: [1]

1. Open your GCash app and tap Bills on the main dashboard. [1, 2]
2. Choose Government from the categories list, then select PhilHealth. [1, 2]
3. Fill in the required fields:
   • Membership Type: Select your classification from the drop-down menu (e.g., Voluntary, Self-Earning, Employer).
   • PhilHealth Number: Input your 12-digit PhilHealth Identification Number (PIN).
   • SPA Number: Input your active Statement of Premium Account reference number.
   • Amount: Enter the exact billing total displayed on your SPA.
   • Applicable Period: Enter the contribution coverage dates matching your SPA. [1, 2, 3]
4. Double-check your details and tap Next / Confirm. [1, 2]
5. Save your transaction receipt. (Note: GCash charges a small ₱8.00 service fee for direct bill payments). [1]

Method 2: Via the PhilHealth Portal (Real-Time Posting) [1, 2, 3]

Paying through the portal ensures your records are updated instantly via the MYEG PH Payment Gateway: [1, 2]

1. Log into your account on the official PhilHealth Member Portal.
2. Navigate to Payment Management and click Generate SPA.
3. Select your desired contribution months and click Pay Online.
4. Choose MYEG Philippines as your Accredited Collecting Agent, then select GCash under the E-wallet options.
5. You will be redirected to the secure gateway screen. Log into your GCash account to approve the transaction amount.
6. Once completed, your Electronic PhilHealth Acknowledgement Receipt (ePAR) will be emailed to you instantly